Take a lending product from idea to live loans.
Capcells helps consumer lenders design credit products, check them against market rules, and run every loan made under them.
Whatever you lend,
it runs on one engine.
Installment loans, payday advances, buy-now-pay-later, revolving credit. One catalog, one set of rules, one place to change them.
A fixed sum, repaid on a set schedule.
How amortization worksDrawn once and amortized over equal monthly payments.
New terms tomorrow.
Old loans untouched.
Versions carry effective dates. A loan keeps the terms it was signed under, no matter how the product moves on.
The platform, piece by piece.
The same foundations under Workspace and the Engine.
Catalog
Your products live as signed definitions. What compliance approved is what runs.
Simulation
See the schedule, the official cost, and the checks before anything reaches a borrower.
Market rules
Rate caps and disclosure rules live with the market. Each draft is checked against them.
Ledger
Every charge sits on the record in order. When a borrower disputes, show the math.
Agent
Answers compliance questions with citations to your catalog and rules. A person approves.