Terms of Use

These terms govern your use of capcells.com, operated by Capcells, S.L. By using the site you accept them. The Capcells platform itself, Workspace and the Engine, is provided to customer companies under a separate service agreement; nothing on this website forms part of that agreement.

Using the site

The site is for lawful use. You agree not to interfere with its operation, probe or test it for vulnerabilities outside the terms of our responsible disclosure policy, scrape it at scale, or misrepresent your identity when writing to us.

Content and intellectual property

Everything published here, including the Capcells name and mark, the text, the illustrations, and the generated artwork, belongs to Capcells, S.L. or its licensors. You may view, link to, and quote the site with attribution. Reproducing substantial parts of it, or using the Capcells brand in a way that suggests endorsement, requires our written permission.

Information, not advice

The site describes the platform and publishes editorial material about consumer-credit products and their regulation. That material is general information, written for clarity, not legal, compliance, or financial advice for a specific situation. Decisions about a lending product remain with the company that defines it and its own advisers.

Third-party links

Where the site links to third-party pages, regulators’ publications, or social networks, those destinations have their own terms and privacy practices, and we are not responsible for them.

Availability and warranties

We work to keep the site accurate and available, but it is provided as is, without warranties of uninterrupted availability or of fitness for a particular purpose. We may change, suspend, or retire any part of it at any time.

Liability

To the extent permitted by law, Capcells, S.L. is not liable for indirect or consequential loss arising from the use of this website. Nothing in these terms limits liability that cannot be limited under applicable law, including liability for willful misconduct or gross negligence.

Privacy

How personal data is handled on the site is described in the Privacy Policy, which forms part of these terms.

Changes and governing law

• When these terms change, the new version is published here with a new date. Continued use of the site after a change means acceptance of the updated terms.
• These terms are governed by Spanish law, and disputes belong to the courts of Barcelona, Spain, without prejudice to any mandatory consumer rights that apply where you live.